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How To Apply Boat credit approvals in as little as one day! Here are the steps with BoatLoanUSA.com: 1. You fill out your BoatLoanUSA.com loan application online and hit the submit button. Note that the minimum loan amount is $10,000 (and $10,000 minimum loan balance for a refinance). 2. We send you an email acknowledging the receipt of your application. 3. We notify you by via phone or email if your application was approved or not (typically within 1 day or less) during business hours 9:00 - 6:00PM EST M-F. We will quote you a rate and term. 4. You call us toll free at 877.890.2888 or email us to proceed with the loan and ask any questions. Your quote is good for 30 days. 5. We overnight you the necessary loan documents. 6. Simply sign all the loan documents. You'll need to provide us with a copy of your driver's license, as well as a secondary form of indentification, and your insurance binder. 7. Overnight the completed loan package back to us in the prepaid envelope provided. 8. We fund, usually within 2 business days (after the receipt of all required information). 9. Typically within 30 days we will title your vehicle/unit and send your registration showing that the lien holder has been recorded. Each state has different requirements, so the exact steps may vary. 10. You receive your payment schedule from the bank. Most importantly, you start enjoying your new or used boat!
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