If you have questions or concerns regarding this statement, you should first contact the BoatLoanUSA.com site coordinator at our Customer Care Department.
 
Your Privacy is Important to Us.
At BoatLoanUSA.com, your privacy is our chief concern. We understand that you entrust us with your private financial information to help us match you with a bank, lender or loan broker (we refer to all of these as "Lenders") who can meet your needs. In exchange for your trust, you expect and deserve our commitment to treat your information with respect. Rest assured that we protect your privacy. Under no circumstances will BoatLoanUSA.com sell or share any personal information about you to or with any person or organization except: as authorized by you, to participating lenders, or other parties involved in your transaction, or as may be required by law or court order. The Privacy Policy below describes the standards we adhere to in handling information about you and your loan request.
 
We want you to be aware of:

• Who we are
• Information we may collect on a BoatLoanUSA.com Web site
• How your information is used
• Altering the information you submit through a BoatLoanUSA.com Web site
• How our Privacy Policy is monitored

1. Who We Are. BoatLoanUSA.com is the leading online lending marketplace for luxury boats and yachts that connects consumers to Lenders that compete for their business across a variety of loan types.

2. Information We Collect. There are several areas on a BoatLoanUSA.com site where you may be asked to enter both personal and non-personal information. We DO NOT sell or share any personal information about you to or with any person or organization except: as authorized by you, to participating Lenders, or other parties involved in your transaction, or as may be required by law or court order.

• Information we receive from you on loan requests. When you come to a BoatLoanUSA.com site to complete a qualification form you'll need to provide personal and financial information such as your name, phone number, Social Security Number, e-mail address, income and other financial information depending upon your loan referral preference.
• Supplementary information for your loan request. When you complete a loan request at a BoatLoanUSA.com site, it may be necessary for us to supplement the information you provide with information from third party sources.
• Information we collect when you apply for a job at BoatLoanUSA.com. BoatLoanUSA.com may collect information from job applicants via the "Employment Opportunities at BoatLoanUSA.com" feature. Participation in this area is completely voluntary and it is your choice whether or not you wish to disclose your personal information to us.

3. How your information is used. We use the information you provide on your loan request to match you with up to four participating Lenders or authorized agents. We may also send your information to other third parties relevant to your transaction. Lenders will also receive your credit history when they review your request. BoatLoanUSA.com may also share certain aggregated data with our Lenders and other third parties for general marketing and demographic purposes; however, this data DOES NOT include any of your personal identifying information.

• Sharing information with third parties. We may also act as an agent for our participating Lenders, sharing information on their behalf and pursuant to their instructions with providers of services related to your transaction. In addition, BoatLoanUSA.com may notify you about a special offer from one of our promotional partners. We do not reveal your name, address or any other identifying information to that promotional partner unless you request us to do so.
• Sharing information with authorized agents. At your direction (when you click on the "Submit" button or on the "Continue" button on "Page 1: Tell Us About Your Loan" on the loan request form), the information you provide to us on the loan request will be sent through the BoatLoanUSA.com system and may be presented to our authorized agents. Our authorized agents do not sell or share your personal information with any person or organization.

4. Altering Information You Submit Through a BoatLoanUSA.com Web Site. BoatLoanUSA.com puts you in control of your experience on our Web sites. You'll find our sites easy to navigate to find all the information you need to complete your transaction.

• Changing your information. You may be able to review and change personal information in an active loan request that you completed through BoatLoanUSA.com online.
• Deleting your information. Federal and state regulations require that we store completed loan requests for various periods of time. In order to comply with these regulations, we cannot delete information from our databases.
• Security. BoatLoanUSA.com sites have security measures in place to protect the loss, misuse and alteration of the information under our control.

More Details

1. Who We Are. When you visit a BoatLoanUSA.com Web site to request a loan, you will complete one simple loan request. Based on the information you supply, BoatLoanUSA.com will transmit your data to participating lenders who are best suited to meet your financial needs.

2. Information We Collect.

Information we receive from you on loan requests. Some of the information you supply to us on the loan request may be optional. If you supply this information, it will not be sold or shared to or with any person or organization except: as authorized by you, to participating Lenders, or other parties involved in your transaction, or as may be required by law or court order.

• Supplementary information for your loan request. In order for us to match you with participating Lenders , we may need to obtain additional data. For example, we may use your name and Social Security Number to request a credit report to help us determine which lenders are best suited to compete for your business.
• Technical information we collect. When you visit a BoatLoanUSA.com Web site, our Web server sends a cookie to your computer. This cookie merely stores a limited amount of information about your site visit. The cookie merely tracks aggregate information on how our site is being used, including session counts, navigation patterns, pages visited, etc. These cookies, however, do not store any personally identifiable information such as your name, email address, phone number, etc. as you browse the site. These cookies cannot be related to you as an individual unless you complete a loan request.
   
  When you complete a loan request, we store your cookie identification in our system. If you request that we remember you during a loan request, we use this cookie to allow our site to recognize you when you return.
   
  BoatLoanUSA.com also utilizes Web Logs to track aggregate information about how our site is being used. Web Logs track anonymous user information, including the number of visitors to our site, operating systems, Internet Provider addresses (if publicly available), and browser type. Unlike cookies, Web Logs are maintained only on BoatLoanUSA.com servers and do not store or place anything on the user's computer.
   
  If you come to the BoatLoanUSA.com web site from an online banner ad, an anonymous identification number may be passed to our site. This information cannot be used to gather any personally identifiable information about you. It will only allow us to track the overall effectiveness of our online advertising campaigns. Our partners in this program are listed below, along with links to their sites to access privacy policies and opt-out information.
• Information from the "Contact Us" section of a BoatLoanUSA.com Web site. In the "Contact Us" form, we may ask you for personally identifiable information such as your name, mailing address, email address, etc. This information will not be sold to any person or organization. However, your information may be shared with other parties relevant to your transaction to help resolve any issues you report to us.
• Information gathered from Lenders. If you are a Lender and you submit one or both of the forms requesting more information, your name and other identifying information will not be sold or shared with any person or organization. Your e-mail address or telephone number may be used by authorized BoatLoanUSA.com employees to contact you concerning your request.
• If you come to a BoatLoanUSA.com site through an affiliate site, BoatLoanUSA.com will never sell or share your information with that, or any other, affiliate. All transactions take place on BoatLoanUSA.com's servers. Please see our security page for more information on how we protect the integrity of your data.

3. How your information is used.

• Sharing information with third parties. Following is an example of how BoatLoanUSA.com may act as an agent for our participating Lenders. A Lender may instruct us to share information with an appraiser to prepare a survey of the boat or yacht. In such situations, we will be acting on behalf of the Lender, under the authority of the Lender's privacy policy, a copy of which you will receive from the Lender. All of the information-sharing we do as agent for the Lender would be permissible under applicable federal law for the Lender to do directly.
   
  From time to time, BoatLoanUSA.com may notify you about a special offer from one of our promotional partners. At your request, BoatLoanUSA.com will not send you any information or offers unrelated to your request for financing.

4. Altering Information You Submit Through a BoatLoanUSA.com Web Site.

• Changing your information. If you want to change the type of loan or make other significant changes to your loan request, you might need to make another request through our Web site.
• Deleting your information. Even if your loan request was withdrawn, by law, we cannot delete that information. We store all of the information you might provide securely. You can visit our Security section to learn more about how we do this.